In Canada, this card is owned and issued by Digital Commerce Bank pursuant to license by Visa International. Use of this card is subject to the terms of the agreement of which Cardholder acknowledges receipt by such use. *Visa Int./Digital Commerce Bank, Licensed User. In the U.S., this card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Bancorp Bank; Member FDIC. Use of the card is governed by the agreement under which it is issued and subject to Terms and Conditions.